Business Checking Accounts

Organizational Checking

Our Organizational Checking is perfect for clubs, teams and other groups who need a checking account but have limited cash flow. There's a minimum opening deposit of $100, absolutely no monthly service charge, and no minimum balance requirement. Although this checking account does not earn dividends, it includes 50 FREE deposit items or checks paid per month, FREE Online24 access, and FREE first-time issuance of a Tennessee Valley VISA Debit Card. There is a fee of $0.25 for each transaction over 50.*

Small Business Checking

Our Small Business Checking is just right for new or smaller businesses who desire a FREE business checking account with limited transaction volume. There is a minimum opening deposit of $100 and no monthly service charge. This checking account does not earn dividends, however it includes 200 Free** deposit items or checks paid per month, FREE Online24 Bill Payer, FREE Online24 access, FREE e-mail statements, and FREE first-time issuance of a Tennessee Valley VISA Debit Card.*

Small Business Checking w/ Dividends

Our Small Business Checking with Dividends is great for growing businesses who need a low-cost business checking account, and want dividends. There's a minimum opening deposit of $100, and a low monthly service charge of $12. Keep an average daily balance of $10,000 and we'll waive the monthly service charge. This checking account earns monthly dividends, and includes 200 FREE deposit items or checks paid per month, FREE Online24 access, and FREE first-time issuance of a Tennessee Valley VISA Debit Card. There is a fee of $0.25 for each transaction over 200.*

Commercial Checking

Our Commercial Checking is the wise choice for established businesses who need a competitive business checking account, with room for extended transaction volume. There's a minimum opening deposit of $100, and a monthly service charge of $15. Keep an average daily balance of $20,000 and we'll waive the monthly service charge. This checking account earns monthly dividends, and includes 400 FREE deposit items or checks paid per month, FREE Online24 access, and FREE first-time issuance of a Tennessee Valley VISA Debit Card. There is a fee of $0.25 for each transaction over 400.*

*Transactions are defined as checks paid, items deposited (over the counter or through the ATM/night deposit) and all withdrawals and transfers made at a drive-through or inside a branch.

**There is a fee of $0.25 for each transaction over 200.