Checking Accounts
Come see what we're all about.
We're easy to do business with, and our financial consultants are anxious to help. We focus on providing personal financial solutions that address your individual needs and unique situation.
A $25 deposit in a share savings account establishes your membership and makes you eligible for all our great products and services. Our rates on auto loans and mortgages are always some of the best around, and our FREE No Frills Checking is tough to beat. Best of all, if your paycheck is direct deposited at TVFCU, you're automatically approved for a checking account unless we have sustained a loan loss or serious collection with you.
We'd love to get to know you and your family, so come see us. Give us a call or visit us at one of our convenient branch locations.
Rewards Checking
Our feature-filled Rewards Checking is the perfect account to meet all of your checking needs.
A minimum opening deposit of $50 is required for this account. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day. There is no minimum balance requirement, and a monthly service charge is based on your Winner's Circle level. Includes free standard checks, accidental death and dismemberment insurance, free check cashing, free Online24 Internet access to your TVFCU accounts, and other discounts/benefits listed below by reward level in The Winner's Circle:
| The Winner's Circle Levels: | Star | Ribbon | Medallion | Trophy |
|---|---|---|---|---|
| Combined Average Daily Deposit & Loan Balances4: | Less than $5,000 | $5,000 to $9,999 | $10,000 to $24,999 | $25,000 or Greater & Checking |
| Monthly Service Charge | $8.00 | $6.00 | $4.00 | Free |
| Dividend Rate | 0.20% | 0.35% | 0.55% | 0.75% |
| Standard (one signature) Travelers Checks | $1.00 | Free | Free | Free |
| Money Orders / Cashiers Checks | $4.00 | Free | Free | Free |
| E-Services - Online24 Bill Pay (Internet Bill Paying, per month) | Free | Free | Free | Free |
Other Checking Account Options
| No Frills Checking | Students Choice Checking | Seniors Choice Checking | |
|---|---|---|---|
| Description | Looking for a totally FREE checking account? Look no further! With our FREE No Frills Checking, all you buy are checks. | Are you a student looking for a totally FREE checking account that is perfect for your specific needs? Students Choice Checking is the perfect account for you. | Over 50 and looking for a checking account with great dividends, a low service charge and tons of features? We've got it! Our Seniors Choice Checking is exactly what you are looking for. |
| Monthly Service Charge |  |
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$4.00 if your balance drops below the minimum required. |
| Minimum Balance Required | |
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$100.00 |
| Dividend Rate | |
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0.20% |
| Free Standard Checks | |
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| Online24 Internet account access | |
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| Tennessee Valley ATM/VISA Debit Card | |
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| E-mail statements | |
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| AD&D insurance | |
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