It's Auto Magic
Our convenient Auto Magic financing program is the quick and easy way to go. With Auto Magic, there are no hassles and there's no running around! You can get pre-approved for Auto Magic financing before you go shopping. Then when you get to the dealer, you can pick the vehicle of your choice, finance it with the Credit Union right in the Auto Magic's participating dealer's showroom and drive it home the same day!
| New Cars & Trucks |
Used Cars & Trucks | |
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| (less than 25,000 miles) *Invoice or NADA retail value greater than $20,000 |
(25,000 - 100,000 miles) | |
| ALL APPROVED LOANS ARE ELIGIBLE FOR WARRANTY FINANCING. Price of warranty is not to exceed $2000; or $2500 for 4x4. Warranty term has to be 24/24 or greater. | ALL APPROVED LOANS ARE ELIGIBLE FOR WARRANTY FINANCING. Price of warranty is not to exceed $2000; or $2500 for 4x4. Warranty term has to be 24/24 or greater. | |
| 48 mos. or less | 4.75% to 11.50% APR | 4.90% to 12.50% APR |
| 49 - 60 mos. | 4.85% to 11.75% APR | 5.00% to 12.75% APR |
| 61 - 72 mos. | 5.75% to 7.45% APR | 5.85% to 6.95% APR |
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| *73 - 84 mos. | 6.50% to 7.75% APR | |
| For qualified borrowers, the Credit Union can finance up to 100% of MSRP or NADA Retail plus tax, tag, warranty and GAP Protection. *73-84 months on new vehicles requires invoice or NADA retail value greater than $15,000.00. | For qualified borrowers, the Credit Union can finance up to 100% of NADA Retail Value plus tax, tag, warranty and GAP Protection. *61-72 months on used vehicles requires invoice or NADA retail value greater than $25,000.00. |
Auto & Boat Loans
TVFCU members have long known we're the first choice in the Tennessee Valley for auto financing. We're on the spot with Auto Magic financing at participating area dealers and on the web with online loan applications. With convenient financing services like these and some of the most competitive rates and terms around, it's hard to find a better place for a vehicle loan! Check out Auto Magic's participating dealers
Important Loan Disclosures - Click Here
Rates vary daily. For current rates give us a call at 634-3600 or 800-634-3600 (nationwide) or e-mail us at support@tvfcu.com.
Click here for a complete listing of all of our vehicle loan rates.