Vehicle Loan Rates
ALL APPROVED VEHICLE LOANS ARE ELIGIBLE FOR WARRANTY FINANCING.
New Cars & Trucks: (less than 25,000 miles)
For qualified borrowers, the Credit Union can finance up to 100% of MSRP or Purchase Price (whichever is less) plus tax, tag, warranty and GAP Protection.
| Term | Rate |
|---|---|
| 48 mos. or less | 4.75% to 11.50% APR |
| 49 - 60 mos. | 4.85% to 11.75% APR |
| 61 - 72 mos. | 5.75% to 7.45% APR |
New Cars & Trucks: (less than 25,000 miles) Invoice or NADA retail value greater than $15,000
For qualified borrowers, the Credit Union can finance up to 100% of MSRP or Purchase Price (whichever is less) plus tax, tag, warranty and GAP Protection.
| Term | Rate |
|---|---|
| 73 - 84 mos. | 6.50% to 7.75% APR |
Used Cars & Trucks: (25,000 - 100,000 miles)
For qualified borrowers, the Credit Union can finance up to 100% of NADA Retail Value or Purchase Price (whichever is less) plus tax, tag, warranty and GAP Protection. Used auto subject to inspection if applicable. *Certified Vehicles (as of July 1st)
| Term | Rate |
|---|---|
| 48 mos. or less | 4.90% to 12.50% APR |
| 49 - 60 mos. | 5.00% to 12.75% APR |
| 61 - 72 mos. | 5.85% to 6.95% APR |
Used Cars & Trucks: (Over 100,000 miles)
For qualified borrowers, the Credit Union can finance up to 100% of NADA loan value or purchase price whichever is less; including tax, tags and warranty. Used auto subject to inspection if applicable.
New Boats, Motorhomes, Travel Trailers, Campers and Airplanes
Dealer Discounts Not Accepted as Downpayments.
| Amount | Term | Rate |
|---|---|---|
| $9,999 or Less | up to 60 mos. | 7.00% to 13.25% APR |
| $10,000 to $24,999 | 61 - 120 mos. | 6.75% to 12.25% APR |
| $25,000 to $49,999 | 121 - 144 mos. | 6.50% to 8.50% APR |
| $50,000 or Higher | 145 - 180 mos. | 6.25% to 8.25% APR |
Used Boats, Motorhomes, Travel Trailers, Campers and Airplanes
For qualified borrowers, the Credit Union can finance up to 75% of NADA Used Trade or purchase price (whichever is less) includes Tax, Tag, and Warranty Dealer Discounts Not Accepted.
| Amount | Term | Rate |
|---|---|---|
| $9,999 or Less | up to 60 mos. | 7.50% to 15.25% APR |
| $10,000 to $24,999 | 61 - 120 mos. | 7.25% to 13.25% APR |
| $25,000 to $49,999 | 121 - 144 mos. | 7.00% to 9.50% APR |
| $50,000 or Higher | 145 - 180 mos. | 6.75% to 9.25% APR |
New Motorcycles 2009(Street Bikes Only)
2009 (Street Bikes Only) model year. For qualified borrowers, the Credit Union can finance up to 100% of Dealer Invoice or Purchase Price (whichever is less) includes Tax, Tag, and Warranty Dealer Discounts Not Accepted as Downpayments.
| Term | Rate |
|---|---|
| 24 mos. | 6.25% to 8.00% APR |
| 36 mos. | 6.50% to 8.25% APR |
| 48 mos. | 6.75% to 8.50% APR |
| 60 mos. | 7.00% to 8.75% APR |
| 72 mos. | 7.25% to 9.00% APR |
Used Motorcycles 2004 and newer (Street Bikes Only)
2004 (Street Bikes Only) model year and newer. For qualified borrowers, the Credit Union can finance up to 75% of NADA Used Trade or purchase price (whichever is less) includes Tax, Tag, and Warranty Dealer Discounts Not Accepted.
| Term | Rate |
|---|---|
| 24 mos. | 7.05% to 7.15% APR |
| 36 mos. | 7.30% to 8.40% APR |
| 48 mos. | 7.55% to 8.65% APR |
| 60 mos. | 7.80% to 8.90% APR |
| 72 mos. | 8.05% to 9.15% APR |
New Jet Skis & ATVs
For qualified borrowers, the Credit Union can finance up to 100% of retail value including tax, tags and warranty.
| Term | Rate |
|---|---|
| 24 mos. | 9.00% to 10.25% APR |
| 36 mos. | 9.25% to 10.50% APR |
| 48 mos. | 9.50% to 10.75% APR |
| 60 mos. | 9.75% to 11.00% APR |