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Today’s Rates

Share & IRA Certificates

Up to

4.15% APY*

Keep your savings growing with a guaranteed rate.

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IRA Shares

Up To

3.10% APY*

Plan for a worry-free retirement with flexible options.

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Money Market Accounts

Up to

3.10% APR*

Secure your funds while earning more with a dependable return.

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Auto Loan Rates

As Low As

4.99% APR*

Fund your big plans or cover unexpected expenses.

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Business Solutions

Checking

Bank Better

Keep it simple or enjoy premium perks—pick from three tailored checking options.

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Lines of Credit

Make It Happen

Explore the possibilities with guidance from our experienced commercial lenders.

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Business Services

Streamline Your Operations

Leverage industry-leading merchant services and treasury management tools.

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Planning and Investing

Plan for Prosperity

Partner with a dedicated Investment Advisor to build
a stronger financial future.

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Our Story

It all started in 1936—at the dawn of the nationwide credit union movement—when 57 employees of the Tennessee Valley Authority pooled $500 and launched a not-for-profit financial cooperative based on the principle of people helping people.

That founding spirit has endured as TVFCU has extended its reach to over 168,000 members across 17 counties.

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Our Story

It all started in 1936—at the dawn of the nationwide credit union movement—when 57 employees of the Tennessee Valley Authority pooled $500 and launched a not-for-profit financial cooperative based on the principle of people helping people.

That founding spirit has endured as TVFCU has extended its reach to over 168,000 members across 17 counties.

Find Out More

Our Impact on
the Community

Organizations
Sponsored in 2024

124

Idea Leap Grant Funds Awarded to Date

$950k

Member-Owner
Dividends Paid in 2024

$38.9m

Our Impact on
the Community

Organizations
Sponsored in 2024

124

Idea Leap Grant Funds Awarded to Date

$950k

Member-Owner
Dividends Paid in 2024

$38.9m

LIMITED-TIME OFFER

The Power of Zero

Save big with 0% intro APR* on purchases and balance transfers for 21 billing cycles when you upgrade to a Platinum Card. Plus $0 annual fee and Zero Fraud Liability.*

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YOUR$. Your Way.

With YOUR$ Business mobile and desktop banking, it’s easy to manage your business’s finances anytime, anywhere:

  • See all your accounts in one place.
  • Deposit checks on the go.
  • Manage payroll and much more!
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More Solutions for Your Life

MORTGAGES

Your Homebuying Journey Starts Here

Buying or building a new home is more than a transaction.

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Perks Platinum Checking

Maximize Your Checking

Enjoy exclusive benefits like high-interest returns and premium account features.

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CREDIT CARDS

Start Spending Smarter

Get convenient and flexible spending power, packed with benefits.

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YOUR$. Your Way.

With YOUR$ mobile and desktop banking, it's easy to manage your finances anytime, anywhere.

  • See all your accounts in one place
  • Keep an eye on your credit score
  • Set goals with a virtual coach, and much more!
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