Christmas Club Accounts
Give yourself the gift of stress-free shopping!
Why a Christmas Club Account?
Set Funds Aside Little by Little
Competitive Dividends
No Monthly Service Charge
Funds Available September 30th
Set Funds Aside Little by Little
Competitive Dividends
No Monthly Service Charge
Funds Available September 30th
Christmas Club Details
See Why This Club Makes the “Nice” List
- Competitive dividends of 0.30% on entire balance
- Make deposits at any time, in any amount
- Automatic transfer of funds to your account on
September 30 - Free online banking and eStatements
- Direct deposit, low $5 minimum opening deposit, and more!
Open a Christmas Club Account
How to Get Started
TVFCU is here to make sure your holidays are merry and bright. Opening a Christmas Club Account is easy.
- Apply online in just a few easy steps.
- Open an account using LIVE Stream Video and chat with us directly!
Frequently Asked Questions
Yes, there is a $10 penalty for early withdrawal of your Christmas Club Savings Account. This is done for two reasons:
- A fee can act as a small encouragement to maintain your savings until the holidays, and
- The Christmas Club is not a “Demand Account” as defined by Regulation DD, and must be treated as such. That means having penalties for excessive withdrawals.
Yes! As you set funds aside little by little, year-round for holiday-related expenses, you’ll enjoy:
- Competitive dividends on entire balance
- No monthly service charge
- No minimum balance requirements
- Free online banking
- Free eStatements
- Direct deposit, and more!
Christmas Club Accounts Rates
| Account | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Christmas Club Accounts | 0.30% | 0.30% |
| Dividend Rate | 0.30% |
|---|---|
| Annual Percentage Yield (APY) | 0.30% |
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