FAST Cash Loans

A FAST Cash Loan is a short-term, small-dollar loan designed to provide quick financial relief for unexpected expenses—without the high fees and interest rates typical of payday loans.

FAST Cash Loans offer lower interest rates, no hidden fees, and more manageable repayment terms. Unlike payday loans, they’re designed to help you get ahead—not fall behind.

• You must be the primary account holder of the account to which the loan is applied.
• A minimum of three months of membership with TVFCU is required before applying.
• You must have qualifying direct deposits for at least three months.
• You must ensure all your TVFCU accounts are in good standing.
• You must possess a valid email address and the capability to complete and eSign documents electronically.

You can apply online through our secure application portal. The process takes just a few minutes.

No, there is no credit check when applying for a FAST Cash Loan.

Once approved, funds are typically deposited into your account within 24 to 48 hours—often the same day.

Loan amounts usually range from $100 to $750, depending on your financial profile.

FAST Cash Loans feature 3 fixed monthly payments.

No prepayment penalties, and no fees.

Yes! As part of the loan, your payments are established to automatically transfer from your account monthly from the date you receive the loan funds.

Yes, timely payments can help improve your credit score since we report to major credit bureaus.

If you’re experiencing hardship, contact us right away. We may be able to offer payment deferrals or restructuring options.

Absolutely! We provide free financial counseling and budgeting tools to help you take control of your money and avoid future debt cycles. Check out the resources available inside of YOUR$ Digital Banking, or at our Financial Education page.

You may be eligible for another FAST Cash Loan once your existing loan is paid off or mostly repaid. Specific rules vary.

As a not-for-profit institution, we put our members first. Our loans are designed to be responsible, transparent, and focused on your long-term financial health.