The Right Loan for Your Business
Commercial Real Estate Loan
Whether you’re expanding or investing in property, our Commercial Real Estate Loans come with competitive rates and personalized terms—so you can grow your business your way!
Business Auto Loan
Drive your business forward with up to 100% financing on new or used vehicles. Fast approvals and low fixed rates make it easy—whether you’re rolling out one ride or a whole fleet.
Equipment Loan
Boost your business with the equipment you need—new or used—with flexible financing that fits your needs. From heavy-duty machines to everyday tools, we make it quick and easy with fast approvals and great rates.
Business Lines of Credit
Stay prepared for whatever comes your way with a revolving Business Line of Credit. Access cash when you need it, flexible repayment terms on what you use, and keep your business moving.
Commercial Real Estate Loan | Business Auto Loan | Equipment Loan | Business Lines of Credit | |
---|---|---|---|---|
Loan Purpose | Purchase or refinance commercial property | Purchase new or used vehicles for business use | Purchase or refinance new or used business equipment | Flexible working capital needs |
Loan Amount | Varies | Varies | Varies | Varies |
Terms | Flexible; customized | Up to 84 months | Customized based on equipment | Revolving; renewable annually |
Collateral Required | Yes | Yes | Yes | May be required |
Features | Fixed or variable rate; for owner-occupied or investment properties | Competitive fixed rates; quick approval; finance one or a fleet | Fast processing; fixed rates; includes heavy machinery | Only pay interest on funds used; quick access to funds |
Commercial Real Estate Loan
Loan Purpose | Purchase or refinance commercial property |
---|---|
Loan Amount | Varies |
Terms | Flexible; customized |
Collateral Required | Yes |
Features | Fixed or variable rate; for owner-occupied or investment properties |
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Business Auto Loan
Loan Purpose | Purchase new or used vehicles for business use |
---|---|
Loan Amount | Varies |
Terms | Up to 84 months |
Collateral Required | Yes |
Features | Competitive fixed rates; quick approval; finance one or a fleet |
Compare Accounts
Equipment Loan
Loan Purpose | Purchase or refinance new or used business equipment |
---|---|
Loan Amount | Varies |
Terms | Customized based on equipment |
Collateral Required | Yes |
Features | Fast processing; fixed rates; includes heavy machinery |
Compare Accounts
Business Lines of Credit
Loan Purpose | Flexible working capital needs |
---|---|
Loan Amount | Varies |
Terms | Revolving; renewable annually |
Collateral Required | May be required |
Features | Only pay interest on funds used; quick access to funds |
Compare Accounts
Why Choose a Commercial Real Estate Loan?
Commercial Lending That Works for You
Our local team works with you to provide commercial loan solutions that support your business plans. Our commercial lending options are built for business owners who want efficiency and clarity.
- Financing available for owner-occupied or investment commercial properties
- Customized repayment terms tailored to your business’s unique needs
- Expert lending team with in-depth knowledge of the local real estate market
- Fast, local decision-making and processing right here in the Tennessee Valley

Let’s Make It Happen
How to Apply
Our team is here to guide you every step of the way.
- Call us at 423-634-3600 to speak with a lending specialist and get current rates.
- Contact us to request more information or begin your application process.

Meet Our Business & Commercial Services Team

Ryan Henn
AVP Manager of Commercial Lending

Shannon Amos
Commercial Lender - North Georgia

Gene Owenby
Business Lending Manager - Cleveland Area

Marcela Corral
Business Lender - North Georgia

Drew Holbrook
Senior Commercial Lender & Market Leader

Nancy Hale
Commercial Lender

Mark Fant
Business Lender/Indirect Lending

Josh Denton
Business Lender
Frequently Asked Questions
You can finance both owner-occupied properties—where your business operates—and investment properties used to generate rental income.
Yes! Repayment terms are customized to fit your business’s unique needs and financial goals.
Yes, the property being financed typically serves as collateral for the loan.
Whether you’re paying your TVFCU loans or making payments from another financial institution, tvfcuPAY offers a convenient and secure solution, accessible through YOUR$, by calling us, or by logging in to the tvfcuPAY portal directly.
Pay your TVFCU loans using funds from your TVFCU accounts or other financial institutions, enjoy an intuitive platform designed for ease of use, and rest easy knowing your information is protected with advanced security measures.
Business Banking Solutions
BUSINESS CHECKING
A Solid Foundation for Growth
It all starts with checking. Explore our tailored account options.
Learn MoreBUSINESS SAVINGS
Make the Most of Your Cash Reserves
TVFCU provides more ways to keep your business’s money growing.
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Day-to-Day Operations
Streamline your business operations with BancCard’s powerful payment solutions.
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