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The Right Loan for Your Business

Commercial Real Estate Loan

Business Auto Loan

Equipment Loan

Business Lines of Credit

Loan Purpose

Purchase or refinance commercial property

Purchase new or used vehicles for business use

Purchase or refinance new or used business equipment

Flexible working capital needs

Loan Amount

Varies

Varies

Varies

Varies

Terms

Flexible; customized

Up to 84 months

Customized based on equipment

Revolving; renewable annually

Collateral Required

Yes

Yes

Yes

May be required

Features

Fixed or variable rate; for owner-occupied or investment properties

Competitive fixed rates; quick approval; finance one or a fleet

Fast processing; fixed rates; includes heavy machinery

Only pay interest on funds used; quick access to funds

Why Choose a Commercial Real Estate Loan?

Commercial Lending That Works for You

Our local team works with you to provide commercial loan solutions that support your business plans. Our commercial lending options are built for business owners who want efficiency and clarity.

  • Financing available for owner-occupied or investment commercial properties
  • Customized repayment terms tailored to your business’s unique needs
  • Expert lending team with in-depth knowledge of the local real estate market
  • Fast, local decision-making and processing right here in the Tennessee Valley
Contact Us

Let’s Make It Happen

How to Apply

Our team is here to guide you every step of the way.

  • Call us at 423-634-3600 to speak with a lending specialist and get current rates.
  • Contact us to request more information or begin your application process.
Meet Our Lenders

Meet Our Business & Commercial Services Team

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Ryan Henn

AVP Manager of Commercial Lending

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Shannon Amos

Commercial Lender - North Georgia

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Gene Owenby

Business Lending Manager - Cleveland Area

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Marcela Corral

Business Lender - North Georgia

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Drew Holbrook

Senior Commercial Lender & Market Leader

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Nancy Hale

Commercial Lender

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Mark Fant

Business Lender/Indirect Lending

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Josh Denton

Business Lender

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Frequently Asked Questions

You can finance both owner-occupied properties—where your business operates—and investment properties used to generate rental income.

Yes! Repayment terms are customized to fit your business’s unique needs and financial goals.

Yes, the property being financed typically serves as collateral for the loan.

Whether you’re paying your TVFCU loans or making payments from another financial institution, tvfcuPAY offers a convenient and secure solution, accessible through YOUR$, by calling us, or by logging in to the tvfcuPAY portal directly.

Pay your TVFCU loans using funds from your TVFCU accounts or other financial institutions, enjoy an intuitive platform designed for ease of use, and rest easy knowing your information is protected with advanced security measures.

Business Banking Solutions

BUSINESS CHECKING

A Solid Foundation for Growth

It all starts with checking. Explore our tailored account options.

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BUSINESS SAVINGS

Make the Most of Your Cash Reserves

TVFCU provides more ways to keep your business’s money growing.

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MERCHANT SOLUTIONS

Simplify Your
Day-to-Day Operations

Streamline your business operations with BancCard’s powerful payment solutions.

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