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It all begins with a dream. When the dream grows into an idea worthy of taking a leap, you enlist collaborators to help bring your idea to the world. We’re ready to work with you as your plan is conceived, crafted and executed, and we look forward to celebrating with you as your dream is fulfilled.

In collaboration with several technical assistance providers in Chattanooga and Cleveland, we offer an early-stage loan program called Idea Leap.

Access to the Idea Leap program is only available through a referral. Borrowers are required to be referred by one of the collaborators listed above, and are required to continue to receive assistance from one of the collaborators during the life of the loan.

  • Flexible and non-traditional underwriting criteria will be used to evaluate and approve loans.
  • Non-traditional collateral will be considered to include but not limited to, patents, trademarks and copyrights, intellectual property or other.
  • Loan approval process will be expedited, with a goal of one week turnaround time.
  • Funding available for early-stage businesses ranging from $2,500 to $75,000.

Access to the Idea Leap program is only available through a referral. Borrowers are required to be referred by one of the collaborators listed above, and are required to continue to receive assistance from one of the collaborators during the life of the loan.

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