Additional Business Services
At TVFCU, we’re dedicated to providing the financial tools you need to manage, grow, and simplify your business.
Helping You Grow With Smart Solutions
Merchant Services
Remote Deposit Capture
Deposit Drop
Sweep Transfers
ACH Platform
Merchant Services
Remote Deposit Capture
Deposit Drop
Sweep Transfers
ACH Platform
Merchant Services
Accept Payments Anywhere
Expand your payment options and grow your business with easy, affordable debit and credit card acceptance. TVFCU partners with BancCard to deliver:
- Streamlined payment processing
- Direct deposit into your TVFCU account
- Customized solutions and pricing


Remote Deposit Capture
Bank On Your Schedule
Deposit checks quickly and securely without visiting a branch. Remote Deposit Capture lets you:
- Scan and deposit checks from your office
- Access funds faster
- Reduce trips and maximize efficiency


IOLTA Accounts
Specialized Banking for Attorneys
Manage client funds confidently with TVFCU’s IOLTA accounts.
- Stay compliant with state bar and legal trust requirements.
- Earn interest to support legal aid initiatives.
- Simplify record-keeping for trust management.

Account Management Solutions
Designed for Business Growth
Let TVFCU help simplify your finances and payroll, so you can stay focused on expanding your business.
- Deposit drop (at select branches)*: We offer deposit drop services at our branches so you don’t have to wait for your deposit to be processed. All branches can accept deposit drops inside the branch during regular business hours. For branches with night drop boxes, you will be issued a night drop key for large deposits. All deposits dropped in the branch and night drop will be processed within 24 hours. This service has no additional charge for business members but requires a signed agreement.
- Sweep transfers: Automatic, overnight transfers that maintain a minimum and maximum balance in your checking account. Excess funds are swept into a money market account to maximize the amount of interest you earn while keeping enough funds in your operating account for everyday expenses. There is no additional charge for sweep transfers.
- ACH Services: We offer a comprehensive ACH platform that allows our business members to submit ACH batches for Payroll, Consumer Collection, Corporate Payments, and Corporate Collections. There is a monthly service fee. We also provide Same Day ACH for an additional fee.


Contact Us
Need Tailored Business Solutions?
We’re here to serve you, and we’ll help you find the best solutions to match your needs. Just give us a call at 423-242-1023, email us, or complete the form below.
Contact Us

Frequently Asked Questions
- Athens
- Eastgate
- Hamilton Place
- Highway 58
- Hixson
- Kimball
- North Cleveland
- Ooltewah
- Ringgold
- Soddy Daisy
- South Cleveland
We partner with BancCard to provide seamless credit and debit card processing. Funds from card transactions are deposited directly into your TVFCU account.
RDC allows you to deposit checks electronically from your place of business using a provided check scanner—no branch visits needed.
RDC is available to business members who complete the application and underwriting process.
Business Banking Solutions
MERCHANT SOLUTIONS
Simplify Your
Day-to-Day Operations
Streamline your business operations with BancCard’s powerful payment solutions.
Learn MoreBUSINESS SAVINGS
Make the Most of Your Cash Reserves
TVFCU provides more ways to keep your business’s money growing.
Learn MoreBusiness Credit Cards
Power Up Your Purchasing
Manage expenses, build credit, and enjoy the flexibility your business needs.
Learn More*Deposit Drop services available at the Athens, Eastgate, Hamilton Place, Highway 58, Hixson, Kimball, North Cleveland, Ooltewah, Ringgold, Soddy Daisy, and South Cleveland branches.