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Personal Finance

November 03, 2025

Convenient Ways to Pay Your TVFCU Auto or Personal Loan

At TVFCU, we make it easy to keep your vehicle or personal loan on track with several convenient payment options. Whether you prefer to pay online, in person, or over the phone, choose what works best for you.

💻 Pay Online in YOUR$ Digital Banking

Manage your loan anytime, anywhere through YOUR$ Digital Banking.

  • Transfer from a TVFCU account — Move funds directly to your loan.
  • Transfer from an external bank or credit union — Go to Transfers → Add an Account to link another institution.
  • Pay by debit card — Quick one-time payment ($4.95 convenience fee applies).
  • Set up AutoPay — Schedule automatic monthly payments (no ongoing fee after initial setup).

🌐 Pay Through TVFCUPay

Use TVFCUPay, our secure online payment portal.

  • Pay by debit card — A $4.95 convenience fee applies.
  • Set up AutoPay — Monthly payments run automatically with no ongoing fee after initial setup.

📬 Pay by Mail

Prefer traditional mail? Send your payment to:

Tennessee Valley Federal Credit Union
Loan Servicing
P.O. Box 23967
Chattanooga, TN 37422

Include your loan account number (found in YOUR$ or available by phone/video chat after identity verification). You may use your MICR Account Number or Member Number + suffix.

🏦 Pay in Person

Visit any TVFCU branch or drive-thru to pay by cash, check, or transfer. Our team is happy to help.

📹 Pay via Video Chat

Use LiveStream via the orange “Video Chat” button on our website or in the TVFCU app to pay by transfer or debit card (fee applies).

☎️ Pay by Phone

Call LIVELine at 423-634-4600 to pay by transfer or debit card (fee applies).

Note: Debit card payments include a $4.95 convenience fee. If you set up AutoPay using a debit card, this fee is charged only once during setup; subsequent monthly payments run automatically with no fee.


No matter how you choose to pay, TVFCU offers options designed for your convenience — online, in person, or on the go.

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