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Experience the best of everything in one easy-to-manage checking account. Enjoy perks, protection, and benefits you’ll actually use!

 

Four Great Reasons to Open a Perks Checking Account

  • Shop and Save: Take advantage of exclusive deals at local businesses and national retailers.
  • Buyer's Protection: Safeguard your purchases up to $2,500 from theft and accidental breakage.
  • Travel Insurance: Stay safe with roadside assistance, travel insurance, and accidental death coverage.
  • Federally Insured: The NCUA provides up to $250,000 of federal insurance for peace of mind.

TVFCU Perks Checking Details

Discover a checking account that combines convenience with significant savings. Enjoy great perks designed to make your life easier and more secure.

Our TVFCU Perks Checking account provides exceptional value with a $50 opening deposit and a $6 monthly fee.

Check out the TVFCU Perks Platinum Benefits Reference Guide for more information.
If you have questions about BaZing benefits, call BaZing Customer Service at 855.822.9464
(8 a.m. - 5 p.m. CT, Monday - Friday).

A couple smiling as they check out the perks of the best rewards checking account on the Tennesee Valley FCU website.

Account Features

  • Online Tools: Easily manage your account with online and mobile banking, free debit card usage, and eStatements.

  • Local Discounts: Save money with local and national deals on shopping, dining, travel, and more.

  • Phone Protection: Receive up to $400 per claim ($800 per year) for cell phone damage or theft.1,2

  • ID Theft Aid: Get $5,000 in personal identity theft benefits, fraud resolution, and identity restoration services.1,2

  • Roadside Assistance: Enjoy 24/7 roadside assistance at no cost. Get up to $80 in covered service charges.

  • Travel Accident Coverage: Gain peace of mind with $10,000 in travel accidental death coverage for unexpected events.2

  • Health Savings: Save on prescriptions, eye exams, frames, lenses, and hearing services with the health savings card.

  • Purchase Protection: The TVFCU Perks Checking Account protects against theft or accidental breakage on new purchases (up to $2,500 per item). This protection lasts for 180 days from the purchase date.1,2

It’s Easy to Open an Account

  • Apply Online: Click the below button to apply online or visit a nearby branch to get started. You can also open an account from anywhere using LIVE Stream Video and chat with us directly!

  • Enter Your Details: You’ll need your driver’s license, social security number, and contact information.

  • Explore the Perks: Instantly enjoy all the perks, features, and benefits listed. Access your TVFCU Perks Checking Account via desktop or mobile.

“I have been a member of TVFCU for many many years.  To me this is the best relationship I’ve ever had before with any institution I have banked it.  They are very friendly and helpful in any type of situation you may come across.  Myself, I would not bank at any other place.  Thank you TVFCU.”

- Donna F., Hixson, TN

TVFCU Perks Checking FAQs

What is the best rewards checking account I can find in Tennessee or Northwest Georgia?

Tennessee Valley FCU offers the best checking account with rewards. It provides valuable perks and benefits, including mobile check deposits and ID theft aid. Enjoy convenient online banking and access to a broad ATM network.

Does the TVFCU Perks Checking earn an interest rate?

No, it does not earn interest. For checking accounts that earn interest, consider the TVFCU Perks Platinum Checking account or TVFCU Perks Plus Checking account. Both offer a wide range of perks, great annual percentage yield (APY), and interest earned on your account balance.

Does this checking account with rewards have ATM fees?

You can access your account for free at any TVFCU ATM using your Tennessee Valley Visa® debit card or ATM card. TVFCU is part of the CO-OP network so members can access surcharge-free ATMs around the world.

What are the benefits of setting up direct deposit?

Setting up monthly direct deposits ensures your money is automatically deposited into your account. This can provide quicker access to your funds compared to manual deposits. It also adds convenience by eliminating the need to visit a branch.

Are there any maintenance fees for the checking account?

Yes, there is a $6 monthly maintenance fee associated with TVFCU Perks Checking. This fee supports the various account features and benefits provided to members, which can lead to a much larger monthly savings. Always review the account terms to understand any additional fees that may apply.

What are the requirements to open an account?

You need to make a $50 minimum opening deposit when opening an account. You will also need to provide your driver's license, social security number, and other necessary details. Having all this info beforehand helps streamline the account opening process.

Get in Touch for More Help

Additional Checking Accounts to Consider

  • TVFCU Perks Platinum Checking: Maximize your banking benefits with TVFCU Perks Platinum Checking. Enjoy top checking rates, valuable perks, and exclusive discounts on shopping and dining. Gain peace of mind with identity monitoring and extensive protection services.
  • TVFCU Perks Plus Checking: Experience more with TVFCU Perks Plus Checking. Enjoy a variety of valuable features designed to make your banking easier and more rewarding. Benefit from a range of perks and exclusive savings opportunities.
  • TVFCU Standard Checking: Simplify your finances with TVFCU Standard Checking. Access essential tools like online banking and free debit card usage. Enjoy straightforward benefits and a hassle-free checking experience.

1 Subject to the terms and conditions details in the Guide of Benefits. Participating merchants on TVFCU Perks powered by BaZing are not sponsors of the program, are subjext to change without notice, may not be available in all regions and may choose to limit deals. 
2 Insurance products are: NOT A DEPOSIT. NOT NCUA-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE CREDIT UNION.
3 Identity and credit monitoring require activation for monitoring to begin.

Insurance, Cell Phone Protection and Identity Theft Protection products are not products of the Credit Union; and are not obligations of or guaranteed by the Credit Union. Insurance and other products may be purchased outside of those provided with the packages noted, from an agent or an insurance company of the Member’s choice and cost; and Credit Union makes no representations as to the services of any providers.

Video Banking

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