TVFCU Perks Platinum Checking
Get more for your money with our high-yield checking account. Earn a high interest rate on your balance and enjoy many benefits to enhance your daily life.
TVFCU Perks Platinum Checking Benefits
- Competitive Rates: Earn our highest checking rate for maximum growth on your everyday balances.
- Helpful Perks: Enjoy local discounts, travel deals, cell phone protection, and more with TVFCU’s Perks Platinum Checking.
- Comprehensive Protection: Safeguard your identity, finances, and purchases with robust security features and insurance.
- Federally Insured: Rest easy knowing that the National Credit Union Administration (NCUA) insures your deposits for up to $250,000.
TVFCU Perks Platinum Checking Details
Our TVFCU Perks Platinum Checking account offers unparalleled value for a $50 minimum opening deposit and a $10 monthly fee.
View the TVFCU Perks Platinum Benefits Reference Guide for more details.
If you have questions about BaZing benefits, call BaZing Customer Service at 855.822.9464 (8 a.m. - 5 p.m. CT, Monday - Friday).
Additional Rewards Checking Account Features
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Perks Checking Tools: Bank conveniently with online banking, mobile banking, free debit card usage, and eStatements.
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TVFCU Perks Savings: Save on shopping, dining, and travel with exclusive local and national discounts.
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Cell Phone Protection: Receive up to $600 per claim ($1200 per year) if your cell phone is broken or stolen.1,2
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Health Savings Card: Use this HSA card to save money on prescriptions, eye exams, frames, lenses, and hearing services.
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Roadside Assistance: Get peace of mind on the road with 24/7 access to free roadside assistance ($80 in covered service charges).
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$25,000 Accidental Death Coverage: Financial protection for loved ones in the event of an accident.
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ID Theft Aid and Identity Monitoring: Proactive monitoring and recovery assistance for identity theft. Includes payment card fraud resolution, $10,000 in personal identity theft benefit1,2 and identity restoration. Monitors your personal information for suspicious activity.3
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Credit Monitoring3: Your credit report is monitored for suspicious activity.
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Credit Report and Credit Score3: Get a free quarterly credit report and quarterly updated credit score.
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Identity Monitoring3: Monitors your personal information for suspicious activity.
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Identity Restoration & Payment Card Fraud Resolution: Receive expert help on fraud resolution if you become a victim of identity theft.
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$10,000 Personal identity theft benefit 1,2
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Buyer's Protection: The TVFCU Perks Platinum Checking Account protects against theft or accidental breakage on new purchases (up to $2,500 per item). This protection lasts for 180 days from the purchase date.1,2
We Make it Easy to Open an Account
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Apply Online: Click the below button to apply online or visit a nearby branch to get started. You can also open an account from anywhere using LIVE Stream Video and chat with us directly!
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Deposit $50: Make a $50 or more minimum deposit to open your new account.
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Enjoy the Perks: Instantly enjoy all the perks, features, and benefits listed. Access your TVFCU Perks Platinum Checking Account via desktop or mobile.
“Every time I walk in the door, I am greeted by my name, or hello how are you today? Today I was greeted by someone saying, "Hi we were waiting on you to come in the door today", which put a smile on my face to a bad day I was having. They have the best service ever. They are always willing to go the extra mile for you. They make you feel special!!”
Kimberly M., Chattanooga, TN
High Interest Checking Account FAQs
What are the requirements to earn the highest checking account interest rates?
There is an initial $50 minimum deposit account requirement. Outside of that, there are no other requirements for this high-rate checking account. View our rates here.
Does your checking account with interest have monthly maintenance fees?
Our credit union high-yield checking account has an $8 monthly fee. However, if you maintain a $1,500 daily balance, we will waive the monthly service fee. There are no other minimum balance requirements. Check our fee schedule page for more information.
How does your checking account with interest help me earn more money?
Your balance will earn interest while still being easily accessible for your daily needs. At the end of each statement cycle, we'll credit your account with the interest earned. The interest rate is competitive, with an annual percentage yield (APY) that helps your savings grow over time.
Are there overdraft fees if I overdraw my high APY bank account?
Yes, overdraft fees may apply if you overdraw your credit union bank account. However, we offer several tools to help you avoid overdrafts. These include low-balance alerts and the option to link your account to a savings or money market account.
Can I use mobile check deposits and access network ATMs to manage my account?
Yes, we offer mobile check deposits for your convenience. You can access thousands of network ATMs to withdraw cash or make deposits. Please note that some ATM operators may charge a fee.
Contact Us for More Help
Other Checking Options to Consider
- TVFCU Perks Plus Checking: Enjoy exclusive benefits like local discounts, travel insurance, and cell phone protection while earning competitive interest on your balance.
- TVFCU Perks Checking: Save on everyday purchases and travel with built-in benefits for added peace of mind.
- TVFCU Standard Checking: Effortlessly manage your money with our simple and convenient account. Enjoy the freedom of online banking, mobile access, bill pay, and a debit card.
1 Subject to the terms and conditions details in the Guide of Benefits. Participating merchants on TVFCU Perks powered by BaZing are not sponsors of the program, are subjext to change without notice, may not be available in all regions and may choose to limit deals.
2 Insurance products are: NOT A DEPOSIT. NOT NCUA-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE CREDIT UNION.
3 Identity and credit monitoring require activation for monitoring to begin.
Insurance, Cell Phone Protection and Identity Theft Protection products are not products of the Credit Union; and are not obligations of or guaranteed by the Credit Union. Insurance and other products may be purchased outside of those provided with the packages noted, from an agent or an insurance company of the Member’s choice and cost; and Credit Union makes no representations as to the services of any providers.