Perks Platinum Checking
Get more from every dollar with our high-yield checking account, featuring competitive interest and built-in benefits for your daily life.
Earn up to 0.50% APY.
Why a Perks Platinum Checking Account?
Competitive
Rates
Helpful
Perks
Comprehensive
Protection
Federally
Insured
No NSF
Fees
Competitive
Rates
Helpful
Perks
Comprehensive
Protection
Federally
Insured
No NSF
Fees
Additional Account Features
How Perks Platinum Puts You First
Earn up to 0.50% APY and enjoy a hassle-free banking experience designed around your needs.
- Our best checking interest rate
- Online and mobile banking, eStatements, and more
- Perks Savings on shopping, dining, and travel
- Receive cell phone protection up to $600 per claim ($1,200 per year)1,2
- Health Savings Discount Card
- 24/7 access to free roadside assistance ($80 in covered service charges)
- $25,000 accidental death coverage
- ID Theft Aid and Identity Monitoring1,2,3
PERKS PLATINUM APPLICATION
Ready to Join?
It's never been easier to become a TVFCU member!
- Make a $50 minimum deposit (or more) to open your new account.
- Instantly enjoy all the benefits, with instant access to your account via desktop or mobile.
Frequently Asked Questions
There is an initial $50 minimum deposit account requirement. Outside of that, there are no other requirements for this high-rate checking account. View our rates here.
Our credit union high-yield checking account has a $10 monthly fee. There are no other minimum balance requirements. Check our fee schedule page for more information.
Your balance will earn interest while still being easily accessible for your daily needs. At the end of each statement cycle, we’ll credit your account with the interest earned. The interest rate is competitive, with an annual percentage yield (APY) that helps your savings grow over time.
There are no Non-Sufficient Funds fees, so you will not be charged if an item is returned. There is no fee for overdraft transfers from a TVFCU Savings Account. If you choose to opt in to Courtesy Pay Service, there is an affordable $9 fee if your account is allowed to go negative.
Yes, we offer mobile check deposits for your convenience. You can access thousands of network ATMs to withdraw cash or make deposits. Please note that some ATM operators may charge a fee.
Personal Banking Solutions
SAVINGS
Achieve Your Goals Sooner
Five account options – plus one powerful app to manage it all.
Learn MoreCREDIT CARDS
Start Spending Smarter
Get convenient and flexible spending power, packed with benefits.
Learn MoreHOME EQUITY
Tap Into Your Home’s Value
Leverage your home equity for flexible and affordable financing.
Learn More1. Subject to the terms and conditions details in the Guide of Benefits. Participating merchants on TVFCU Perks powered by BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
2. Insurance products are: NOT A DEPOSIT. NOT NCUA-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE CREDIT UNION.
3. Identity and credit monitoring require activation for monitoring to begin.
Insurance, Cell Phone Protection and Identity Theft Protection products are not products of the Credit Union; and are not obligations of or guaranteed by the Credit Union. Insurance and other products may be purchased outside of those provided with the packages noted, from an agent or an insurance company of the Member’s choice and cost; and Credit Union makes no representations as to the services of any providers.
APY = Annual Percentage Yield; NSF = Non-Sufficient Funds
