The field of membership for Tennessee Valley Federal Credit Union now includes those having the following common bonds: persons who live, work, worship, volunteer or attend school in, businesses and other legal entities in; immediate family or household; and organizations of such persons in our 13-County community.

13-County Community

Bledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea and Sequatchie Counties in Tennessee; and Catoosa, Dade and Walker Counties in Georgia. 

A Welcoming Family

If you’re a TVFCU member, your immediate family members are eligible for membership. This includes your spouse and children, your parents, brothers and sisters, your stepchildren, stepparents, stepsiblings and adoptive relationships.

Also, all members of your household (those persons living under your roof) are eligible to join. That means any person sharing a residence with you as part of a single-family unit, including domestic employees or others who live with you. Even someone who is temporarily absent from your residence, such as a child who is in college or the military, is also considered as part of your household and is eligible for membership. 

Membership Agreement

Wan to learn more about your membership? Download our current Membership Agreement (PDF). It has all of the information you need, in one convenient document!

Join Today!

It’s easy to become a Tennessee Valley Federal Credit Union member! All you have to do is open a share account with a minimum deposit of $25 ($5 if 18 years old or younger).* That’s it! Your $25 deposit grants you access to dividend-earing accounts, low-rate loans, timesaving services and exclusive member benefits.

Let TVFCU help you live the life you love. Open your share account today!

*Members who fail to complete the requirement of one share ($25) within 6 months of admission of membership, or within 6 months from the increase in the par value of shares, or members who reduce their share balance below the par value of one share and do not increase the balance to at least the par value of one share within 6 months of the reduction, may be terminated from membership.

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