Why Join TVFCU?
Low (or No) Monthly Fees
Superior Rates on Savings and Loans
State-of-the-Art Online & Mobile Solutions
Federally Insured
Member-Owned
Low (or No) Monthly Fees
Superior Rates on Savings and Loans
State-of-the-Art Online & Mobile Solutions
Federally Insured
Member-Owned
TVFCU Membership Eligibility
You’re Already Eligible
If you’re part of the Tennessee Valley, including North Georgia, chances are you already qualify for membership! Whether you’re an individual or a business, we make it easy for you to belong:
- You live, work, worship, volunteer, or attend school in our 17-county community.
- You have a family member who’s already a TVFCU member.
- You share a household with a member, including domestic partners or live-in relatives.
- You’re temporarily away from the household (like a student or someone in the military).
- Your business or organization operates within our 17-county region.
- You are a member of the Audubon Society.

The Communities We Serve
Live Here. Bank Here.
Tennessee Valley Federal Credit Union in Tennessee serves Bledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea, and Sequatchie counties. In Georgia, we serve Catoosa, Chattooga, Dade, Gordon, Murray, Walker, and Whitfield counties.


How to Join TVFCU
Membership Is Simple
We make it easy to become part of the TVFCU family:
- Apply online using the button below.
- Use tvfcuLIVE Stream Video to chat with us directly.
- Visit a nearby branch to get started.


Frequently Asked Questions
They should be prepared to show a valid, government-issued ID as well as provide their Social Security number, home address, and contact information.
No, we do not charge a membership fee.
You will also need to provide your driver’s license, Social Security number, proof of home address, and basic contact information. Having all this information collected in advance will make the process move along faster.
Yes. The NCUA federally insures all accounts up to $250,000.
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