Teen Checking

Summer of Magic 90th Anniversary Perks Checking Special

Special: Weekly Drawings for $1,936 All Summer Long

Members with a Perks, Perks Plus, or Perks Platinum Checking Account are automatically entered into weekly drawings for $1,936 June through August. Open your account today for your chance to win!

Teen Checking Accounts

A Checking Account That Grows With Them

Teaching your teen smart money habits starts with giving them the right tools. At TVFCU, teens can open any of our checking account options—including Standard Checking, Perks Checking, Perks Plus Checking, or Perks Platinum Checking—and receive their own debit card.

Because these aren't age-restricted accounts, your teen won't outgrow them when they become an adult. They'll keep the same account they know and trust, with the flexibility to choose the features that fit their lifestyle.

Open a teen checking account with a parent or guardian as joint owner and start building financial confidence together.

Why Open a Joint Checking Account for Your Teen?

Financial Independence with Parent Oversight

When a parent or guardian is a joint owner, you'll be able to see your teen's account right inside your YOUR$ app and Online Banking. It's a simple way to stay involved while helping your teen learn responsible money management.

• Your teen gets their own online banking and YOUR$ login.
• They'll see only their accounts—not yours.
• You'll be able to monitor activity and help guide spending decisions.
• Gain visibility into spending habits and opportunities for financial education.

Help Them Build Better Money Habits

Spending & Saving Tools

The YOUR$ app includes powerful budgeting tools that make learning about money easy.

Your teen can:

• Track spending by category, such as food, entertainment, gas, shopping, and more.
• Create custom spending categories that fit their lifestyle.
• Set savings goals and monitor progress.
• Understand where their money is going each month.

Make Managing Money Easy

Transfer Money in Seconds

Need to send money for gas, lunch, school expenses, or a special event?

With YOUR$, you can:

• Transfer money instantly between your accounts and your teen's account.
• Schedule recurring transfers for allowances or regular spending money.
• Set up automated deposits for ongoing expenses.

Whether it's a weekly allowance or money for a school trip, getting funds to your teen is quick and convenient.

Connected Financial Management

See All Your Accounts in One Place

YOUR$ lets you link accounts from other financial institutions, making it easy to manage money across multiple accounts.

If your teen has a savings account somewhere else, they can:

• View balances alongside their TVFCU accounts.
• Transfer funds without switching apps.
• Manage their finances from one convenient dashboard.

No extra logins. No extra trips. Just one simple financial view.

Debit Card Controls Right From the App

Peace of Mind for Parents and Teens

Traveling?

Your teen can set travel notifications directly within the app before a family vacation, helping reduce interruptions from fraud monitoring.

Can’t Find the Card?

Misplaced doesn’t always mean lost.

Your teen can temporarily turn their debit card off and back on through the YOUR$ app while they search for it.

Need a Replacement?

If the card is lost or damaged, visit any TVFCU branch and receive an instant-issue replacement debit card.

Upgrade Their Everyday Banking with Perks Checking

Extra Benefits They'll Actually Use

Teens who choose Perks Checking can enjoy valuable benefits designed for everyday life, including:

• Thousands of local discounts available through the YOUR$ app
• Cell phone protection when eligible phone bills are paid from the account
• Roadside assistance
• Identity theft resources
• Additional lifestyle and protection benefits

It's a checking account that delivers value far beyond everyday transactions.