Home Equity Loans
From home renovations to debt consolidation, a Home Equity Loan puts your home’s value to work for you. Enjoy predictable payments and personalized service every step of the way.
Why Choose a Home Equity Loan?
Make the Most of Your Home’s Value
When you have a specific expense in mind, a Home Equity Loan from TVFCU gives you the upfront funds you need with low rates and predictable payments. It’s a smart choice for one-time or short-term needs such as:
- Fixing up your favorite room
- Celebrating big life moments
- Consolidating debt
- And whatever else life throws your way
Why Borrow from TVFCU?
Enjoy a Better Way to Borrow
Unlock the full potential of your home with TVFCU. See how easy it is to turn your home equity into new possibilities.
- Competitive rates
- Accommodating repayment terms
- Lump sum at closing
- Local decision-making and processing
How to Get Started
Your Loan Is Just Clicks Away
We make it easy.
- Meet our mortgage team and apply today.
- Call us at 423-634-3600 with any questions or to request more information.
- Start a video call with our local mortgage experts today.
Frequently Asked Questions
A Home Equity Loan provides a lump sum with fixed payments over a set term, while a HELOC is a revolving line of credit that you can draw from as needed, typically with variable payments.
You can use it for a variety of short-term or one-time needs, including home improvements, medical expenses, major purchases, or consolidating higher-interest debt.
The amount depends on the equity in your home, your credit history, and other qualifying factors. Our lending team can help you determine what you’re eligible for.
Simply click “Get Started” to begin your application through the TVFCU Mortgage Center. If you have questions, give us a call at 423-634-3667.
Personal Banking Solutions
SAVINGS
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Five account options – plus one powerful app to manage it all.
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Flexible Financing For Every Need
New car? Vacation? Surprise expense? We’ve got you covered.
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Buying or building a new home is more than a transaction.
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