VA Loans
We proudly offer VA Loans to meet the home financing needs of veterans and active-duty military personnel, ensuring their path to homeownership is as smooth and accessible as possible.
Why Choose a VA Loan?
Committed to Those Who Serve Our Nation
VA loans, backed by the U.S. Department of Veterans Affairs, offer eligible veterans, active-duty service members, and their families exceptional advantages.
- Tailored financing to offer veterans and active-duty personnel accessible solutions.
- Little to no down payment requirements for eligible borrowers.
- Lower your monthly costs — no private mortgage insurance (PMI) required.
- Less stringent qualifying criteria, simplifying the process.
- Personalized support from our local team throughout the application process.

How to Get Started
Your Loan Is Just Clicks Away
We make it easy.
- Meet our mortgage team and apply today.
- Call us at 423-634-3600 with any questions or to request more information.
- Start a video call with our local mortgage experts today.

Frequently Asked Questions
TVFCU’s VA loans offer competitive interest rates, require little to no down payment, and do not mandate private mortgage insurance (PMI), making homeownership more accessible for eligible veterans and active-duty service members.
Eligibility typically includes veterans, active-duty service members, and certain surviving spouses. Specific criteria apply, so it’s advisable to consult with a TVFCU mortgage specialist to determine your eligibility.
Yes! TVFCU provides dedicated support to veterans, including personalized guidance from our mortgage team, to navigate the VA loan process efficiently and securely. Our goal is to make homeownership a reality for those who have served. Start your online application today.
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