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Making dreams come true is what we do best. With competitive rates, local lending experts and a wide range of financing options, TVFCU can find the perfect personal loan for your unique needs.

We offer competitive rates and flexible terms. Use savings as collateral to lower your rate — or simply sign on the dotted line. From expensive bills to elective medical procedures and everything in between, let TVFCU help you live the life you love.

  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs
    • Family vacations
    • Education expenses
    • Personal projects
    • And much more!
  • Christmas Loans & Vacation Loans - using a personal loan can help with budgeting due to lower rates and a fixed payment schedule.
  • Repayment terms customized to fit your unique needs
  • Quick, local Tennessee Valley decision-making and processing
  • Detailed, attentive service from start to finish
  • Secured Loans and Fast Cash option available
  • Call 423-634-LOAN (5626) to apply
    • Hours of Operation for 634-LOAN:

      • Monday-Thursday: 9 a.m. to 5 p.m.
      • Friday: 9 a.m. to 6 p.m.
      • Saturday: 9 a.m. to 1 p.m.
  • Secured by funds established with your TVFCU share account
  • Potentially lower rates due by securing with collateral
  • Keep your savings intact and continue to earn dividends
  • Reduce the overall cost of your loan
  • Flexible terms available
  • Freedom Funds is an affordable alternative to high-cost payday loans
  • Get the cash you need as soon as you need it
  • Direct deposit into your share account or a Personal Checking Account required
  • Other conditions may apply

Please view our loan disclosures for important information.

"A long time member, great service and a convenient location for quick access and my motto is......If you need a loan and aren't sure where to go, try TVFCU and look no more." ~ Marvin H.

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