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Home & Mortgage

July 21, 2026

TVFCU Celebrates One Year of Serving Northwest Georgia Homebuyers from Northwest Georgia Headquarters; Introduces Northwest Georgia Team

Grace McGahey

 

 

 

 

 

 

 

 

 

 

 

 

Tennessee Valley Federal Credit Union (TVFCU) is celebrating one year of its Dalton/Northwest Georgia headquarters at 920 Vista Drive, Dalton, GA, and the credit union is deepening its commitment to helping local residents achieve homeownership.

Since opening its doors in August 2025, TVFCU has closed on 361 Georgia home loans in the past 10 months, demonstrating the growing demand for locally focused lending in the Northwest Georgia region.

A TVFCU Loan for Your Georgia Home

TVFCU currently has four loan officers specializing in Northwest Georgia mortgages, offering personalized service and local expertise to help buyers lower closing costs and find a loan tailored to their needs. Whether purchasing a first home, upgrading, or refinancing, TVFCU’s team offers a full range of mortgage products.

Meet Our Northwest Georgia Mortgage Team:

  • Alan Smith — Mortgage Loan Officer with nearly a decade of experience specializing in Conventional, USDA, FHA, and VA loans. A longtime Dalton resident, Alan serves members at the Dalton Branch and Chatsworth Food City and is known for making the mortgage process clear and well-guided. (NMLS# 1617224)
  • Melanie Carter — Mortgage Originator with over 24 years of experience in Conventional, FHA, VA, USDA, and other mortgage products. Melanie serves members at the Fort Oglethorpe Branch, Hwy 41 Food City, and Trenton Food City, primarily covering North Georgia, Hamilton County, and Alabama. (NMLS#212918)
  • Danita Beach — Mortgage Loan Officer with over 38 years of experience in banking, finance, and mortgage. A Rocky Face, Georgia resident, Danita specializes in First-Time Homebuyer programs, VA, FHA, Conventional, land, construction, and manufactured home loans. (NMLS# 934211)
  • Allison Wood — Mortgage Originator with 7 years in the mortgage industry, including 6 years as a Loan Assistant before stepping into origination. Originally a real estate agent, Allison brings a well-rounded perspective to home financing and serves members at the Ringgold and Chickamauga Branches. (NMLS# 2041615)

Anniversary Celebration

TVFCU invites the Northwest Georgia community to celebrate the Dalton Branch 1-Year Anniversary on Tuesday, August 18 at its headquarters located at 920 Vista Drive, Dalton, GA. Visitors who stop by the branch and complete an entry card will have a chance to win one of two $90 Visa gift cards or one of two pickleball sets. FREE Kona Ice kiddie cups will be available from 2:30–4:30 p.m., while supplies last. Additional treats and giveaways will be offered throughout the day. Members and community members are invited to stop by and help celebrate this special milestone.

 

About Tennessee Valley Federal Credit Union 

Tennessee Valley Federal Credit Union (TVFCU), a not-for-profit financial cooperative, was established in 1936 when 57 Chattanooga TVA employees pooled $500 to create the member-owned credit union. Today, TVFCU serves more than 175,000 members who live, work, worship, volunteer or attend school throughout the 17-county service community. With more than $3.2 billion in assets and 29 branches throughout the area, TVFCU is the largest credit union in Southeast Tennessee and Northwest Georgia. For more information about TVFCU, please visit tvfcu.com.

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