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Address


3636 Ringgold Road
Chattanooga, TN 37412


Phone: 423-634-3600


Lobby Hours

Mon – Fri: 10 a.m. – 6 p.m., ITMs: 7 a.m. - 7 p.m.
Lunch Break Mon – Fri: 2 p.m. – 3 p.m.


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Connect from Anywhere

Face-to-Face Help, Wherever You Are

Can’t make it to a branch? Use tvfcuLIVE Stream connects you face-to-face with a TVFCU team member through secure video chat—so you can get the help you need from home, work, or wherever your day takes you.

  • Mon – Thurs: 9 a.m. – 5 p.m.
  • Friday: 9 a.m. – 6 p.m.
  • Saturday: 9 a.m. – 1 p.m.
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East Ridge Food City Branch Services


  • 24/7 ATM
  • Coin machine
  • Open an account
  • Notary services
  • Apply for a loan
  • Wealth management
  • Instant issue debit cards
  • Order checks
  • Make deposits, withdrawals, and transfers
  • Make a loan payment

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ABOUT TVFCU

Banking That Fits You

Located inside Food City at 3636 Ringgold Road, our East Ridge branch makes it easy to take care of your finances while you’re already out and about. Whether you’re stopping in during your weekly grocery run or swinging by on your way home from work, you can handle your banking without going out of your way.

From everyday transactions to opening a new account or exploring loan options, our team is here with straightforward answers and personalized guidance.

We’re proud to serve the East Ridge community with friendly, face-to-face service and financial solutions built to grow with you.

Explore Our Most Popular Products

Drive Your Next Adventure with the Best Auto Loan Rates

TVFCU auto loans offer competitive pricing, flexible terms up to 84 months, and quick local decisions. Qualified borrowers can finance up to 135% of the NADA Retail Value and defer payments for up to 60 days.

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A Loan for Every Home

Your home journey starts here. Whether you’re buying, refinancing, or building, TVFCU is a full-service mortgage provider designed to meet you where you are. Unlike lenders with limited offerings, we provide a full range of mortgage options - so you can choose the loan that perfectly fits your needs. With the best rates, local insight, and personalized support, our hometown experts are here to guide you every step of the way.

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Your Everyday Banking, Made Better

From perk-filled accounts with discounts and protection to straightforward checking with the essentials, TVFCU offers options for every stage of life. Pick the account that fits your needs and enjoy the confidence of banking with a team that’s always here to help.

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Smart Solutions for Growing Businesses

Keep operations running smoothly with tailored business checking, flexible credit options, treasury management tools, and investment guidance. With experienced advisors and commercial lenders by your side, TVFCU helps your business grow with confidence—at every stage.

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Grow Your Savings with Guaranteed Returns

TVFCU Share Certificates make it easy to build your savings with steady, predictable growth. Enjoy fixed rates, flexible terms, and the confidence of knowing your funds are protected, all with a minimum opening deposit of just $1,000.

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Experience banking that puts you first.

Become a TVFCU member today and discover the credit union difference—financial solutions designed around you, plus a local team that’s invested in you and the East Ridge community.

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