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Address


150 Highway 41
Ringgold, GA 30736


Phone: 423-634-3600


Lobby Hours

Mon – Fri: 10 a.m. – 6 p.m., ITMs: 7 a.m. - 7 p.m.
Lunch Break Mon – Fri: 2 p.m. – 3 p.m.


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Connect from Anywhere

Face-to-Face Help, Wherever You Are

Can’t make it into the branch? With tvfcuLIVE Stream, you can connect face-to-face with a TVFCU team member from wherever you are. Get help with accounts, loans, and more through secure, real-time video chat.

  • Mon – Thurs: 9 a.m. – 5 p.m.
  • Friday: 9 a.m. – 6 p.m.
  • Saturday: 9 a.m. – 1 p.m.
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Highway 41 Food City Branch Services


  • 24/7 Drive-thru ATM
  • Open an account
  • Apply for a loan
  • Instant issue debit cards
  • Make deposits, withdrawals, and transfers
  • Coin machine
  • Notary services
  • Wealth management
  • Order checks
  • Make a loan payment

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ABOUT TVFCU

A Place for All of Us in Ringgold

Conveniently located inside the Food City on Highway 41, this branch makes it simple to handle your banking and shopping with one stop.

Whether you’re doing your weekly grocery shopping, just grabbing a few items, or swinging by on your commute, you can also cross off your banking to-dos – including before or after business hours with our ITMs.

From everyday transactions to loan guidance and other financial solutions, our team is here to help with the same friendly, people-first service TVFCU is known for.

Here in Ringgold, you’ll find banking that truly fits into your day, letting you focus more on the things that matter most in your life.

Explore Our Most Popular Products

Drive Your Next Adventure with the Best Auto Loan Rates

TVFCU auto loans offer competitive pricing, flexible terms up to 84 months, and quick local decisions. Qualified borrowers can finance up to 135% of the NADA Retail Value and defer payments for up to 60 days.

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A Loan for Every Home

Your home journey starts here. Whether you’re buying, refinancing, or building, TVFCU is a full-service mortgage provider designed to meet you where you are. Unlike lenders with limited offerings, we provide a full range of mortgage options - so you can choose the loan that perfectly fits your needs. With the best rates, local insight, and personalized support, our hometown experts are here to guide you every step of the way.

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Your Everyday Banking, Made Better

From perk-filled accounts with discounts and protection to straightforward checking with the essentials, TVFCU offers options for every stage of life. Pick the account that fits your needs and enjoy the confidence of banking with a team that’s always here to help.

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Smart Solutions for Growing Businesses

Keep operations running smoothly with tailored business checking, flexible credit options, treasury management tools, and investment guidance. With experienced advisors and commercial lenders by your side, TVFCU helps your business grow with confidence—at every stage.

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Grow Your Savings with Guaranteed Returns

TVFCU Share Certificates make it easy to build your savings with steady, predictable growth. Enjoy fixed rates, flexible terms, and the confidence of knowing your funds are protected, all with a minimum opening deposit of just $1,000.

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Ready to Join TVFCU?

Become a member today and experience banking built around people helping people. Your Highway 41 Food City team is here to serve you and support your financial goals every step of the way.

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