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Discover a checking account that helps you save and earn money. Enjoy a higher interest rate and rewards for your daily purchases.

 

Discover the Benefits That Reward You

  • Competitive Rates: Earn a highly competitive interest rate on your checking balance. View our rates here.
  • Perks Savings: Get instant savings with over 400,000 local and national discounts!
  • Added Protection: Get comprehensive protection and assistance for life's unexpected events.
  • Perks Checking Tools: Manage your finances easily with our convenient online and mobile tools.

TVFCU Perks Plus Checking Details

Get started with a checking account that puts you first. Enjoy a hassle-free banking experience designed around your needs.

Every checking account comes with Your$ Digital banking. This online banking platform allows you to manage your money easily. Enjoy free credit score monitoring, the ability to link up accounts from other financial institutions, and much more!

On the go? TVFCU is part of the CO-OP network so members can access surcharge-free ATMs around the world.

A young lady shopping online from her living room floor with a debit card from her new interest checking account.

Account Details

  • Perks Checking Tools: Manage your finances easily with online banking, mobile banking, bill pay, free debit card usage, and eStatements.

  • TVFCU Perks Savings: Save money on shopping, dining, travel, and more with local discounts and national retailer deals.

  • Phone Protection: Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.1,2

  • ID Theft Aid: Includes payment card fraud resolution, $5,000 in personal identity theft benefits 1,2, and identity restoration.

  • Roadside Assistance: Receive 24/7 help with towing, fuel delivery, and more (up to $80 in covered service charges).

  • Travel Accidental Death: Get $10,000 worth of coverage and peace of mind if the unexpected happens while traveling.2

  • Health Savings Card: Save money on prescriptions, eye exams, frames, lenses, and hearing services.

  • Buyer's Protection: The TVFCU Perks Plus Checking Account protects against theft or accidental breakage on new purchases (up to $2,500 per item). This protection lasts for 180 days from the purchase date.1,2

How to Open an Account

  • Apply Online: Click the below button to apply online or visit a nearby branch to get started. You can also open an account from anywhere using LIVE Stream Video and chat with us directly! 

  • Provide Your Details: We’ll need some information, such as your driver’s license, social security number, and proof of address.

  • Start Earning and Saving: Explore everything your new account offers by visiting the TVFCU Perks Plus Checking Benefits Reference Guide.

“Great customer service. Employees are always smiling and friendly. I have been a customer for years and recommend everyone visit and enjoy the great atmosphere.”

- Ezra A., Athens, TN

Interest Checking Account FAQs

What happens if I don't meet the minimum balance requirements of the TVFCU Perks Plus Checking Account?

There’s an $8 monthly fee if you don’t meet the criteria for each statement cycle. We’ll waive the fee if you keep $1,500 or more in your account.

What distinguishes the TVFCU Perks Plus Checking Account from other rewards checking accounts?

This account offers a high-yield checking experience with an annual percentage yield (APY) that helps your money grow. You'll also enjoy debit card perks like mobile deposits and transfer funds capabilities. Plus, our mobile app makes it easy to manage your checking account perks while on the go.

What is the benefit of banking with a financial institution like TVFCU?

TVFCU, the largest local financial institution, offers top-tier technology for managing finances and is dedicated to benefiting our community. Our digital banking ensures round-the-clock service, while our branches provide extended drive-thru hours from 7 am to 7 pm Monday to Saturday. 

We offer a range of benefits, including high-yield checking accounts and rewards checking accounts. Enjoy access to mobile deposits, transfer funds capabilities, and a monthly service fee waiver when you meet specific requirements.

Can I use my debit card for online purchases?

Yes, you can make debit card purchases online and in-store. Plus, you can set up mobile deposits to add funds to your account quickly.

How do I avoid overdraft fees with my TVFCU Perks Plus Checking Account?

Using our mobile app, you can avoid overdraft fees by closely monitoring your account balance. You can also set up transfer funds from another account or make a mobile deposit to add funds quickly. Additionally, we offer overdraft protection options to help you avoid unexpected fees.

Have a Question or Need Help?

More Checking Account Options

  • TVFCU Perks Platinum Checking: Experience the ultimate in banking with our highest APY checking account, premium perks, protection, and much more!
  • TVFCU Perks Checking: Unlock a world of perks and savings with exclusive deals and protection that enrich your life.
  • TVFCU Standard Checking: Return to basics with a hassle-free banking experience that saves you time and money. 

1 Subject to the terms and conditions details in the Guide of Benefits. Participating merchants on TVFCU Perks powered by BaZing are not sponsors of the program, are subjext to change without notice, may not be available in all regions and may choose to limit deals. 
2 Insurance products are: NOT A DEPOSIT. NOT NCUA-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE CREDIT UNION.
3 Identity and credit monitoring require activation for monitoring to begin.

Insurance, Cell Phone Protection and Identity Theft Protection products are not products of the Credit Union; and are not obligations of or guaranteed by the Credit Union. Insurance and other products may be purchased outside of those provided with the packages noted, from an agent or an insurance company of the Member’s choice and cost; and Credit Union makes no representations as to the services of any providers.

Video Banking

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