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TVFCU Welcomes Three Senior Leadership Team Members

April 12, 2022

TVFCU Welcomes Three Senior Leadership Team Members

CHATTANOOGA, Tenn. (April 12, 2022) — Tennessee Valley Federal Credit Union (TVFCU), a $2.4 billion asset credit union, announced today the addition of three new senior leadership team members.

“We are honored to welcome these three leaders to TVFCU’s senior leadership team,” said Todd Fortner, president and CEO of TVFCU. “Their experience will help TVFCU to continue to advance and innovate to better serve credit union members from across the credit union’s 13-county service area.”

Chris Mulkey has joined TVFCU as the vice president of consumer lending after Donna Myers, the former vice president of consumer lending, retired after more than 43 years at TVFCU. He oversees central lending, indirect lending, consumer underwriting, processing and quality control.

Mulkey previously worked as the assistant vice president of lending at 3Rivers Federal Credit Union, a $1.9 billion asset credit union in Fort Wayne, Ind., for 17 years. Prior to that, he worked for three years at The State Bank and Trust Co. in Defiance, Ohio, as assistant vice president consumer lending. Mulkey has a master’s degree in organizational leadership and a Bachelor of Science in business management from Indiana Wesleyan University.

Mulkey looks forward to getting involved in the Tennessee Valley. Before moving to area, he was active in the community and routinely taught financial wellness education courses.

Mulkey is married with three children. He enjoys golf, traveling, trivia, sports and above all spending time with his family.


Ryan Henn was promoted from business and commercial services manager to assistant vice president of business and commercial services. In this role, he supports the vice president of business and commercial services and oversees TVFCU’s business and commercial lending team.

Henn joined TVFCU in 2015 as a business lender. Prior to joining TVFCU, Henn taught business owners the keys to succeed as a senior small business counselor with the Tennessee Small Business Development Center. Before moving to the Scenic City, he started his career at a community bank in his hometown of Winchester, Tenn.

Henn holds a degree in business management from Bryan College. Henn has continued his professional development by graduating from the Southeast School of Banking in 2015. In addition, he is currently entering his third year at the CUNA Commercial Lending School with an expected graduation in July 2022.

He is active in the community and currently serves as a chamber ambassador, member of the Chattanooga Downtown Rotary Club, chair elect of the board of directors of YCAP and he is a graduate of Leadership Chattanooga. After work, he enjoys spending time with his wife and two daughters. Henn is also an avid golfer.


Nick Townsend was promoted from director of information technology, networking and telecommunications to assistant vice president of information technology. In this role, he supports the chief technology officer and oversees TVFCU’s network engineering, end-user support, telephony and cyber defense operations.

Townsend joined TVFCU in September of 2016 as a virtualization engineer. Prior to working for TVFCU, he was the director of technology for Jackson Manufacturing in Cleveland.

While at TVFCU, Townsend has continued his education by obtaining his MBA from Lee University in 2021. In 2022, he completed a postgraduate certificate in cyber defense operations from the SAN Technology Institute in Washington DC and he is completing his second master’s degree from Liberty University in information assurance. Townsend is also a 2019 graduate of Leadership Cleveland. As a cybersecurity expert, Townsend holds several certifications, among them CISSP-ISSMP and CISM.

Townsend is active in the community serving as an Upward and YMCA basketball coach for the past eight years. He is also part of the Cleveland/Bradley County Chamber of Commerce Youth Leadership and has served the Cleveland Composite Squadron of the Civil Air Patrol as needed for the past decade.

For more information about job opportunities at TVFCU, please visit

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About Tennessee Valley Federal Credit Union

Tennessee Valley Federal Credit Union (TVFCU), a not-for-profit financial cooperative, was established in 1936 when 57 Chattanooga TVA employees pooled $500 to create the member-owned credit union. Today, TVFCU serves more than 169,000 members who live, work, worship, volunteer or attend school throughout the 13-county service community. With more than $2.4 billion in assets and 22 branches throughout the area, TVFCU is the largest credit union in Southeast Tennessee. In 2021, Forbes named TVFCU Best-In-State Credit Union. For more information about TVFCU, please visit

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