You can’t predict the future, but you can prepare for the unexpected. A business line of credit empowers your company to make substantial purchases — the moment they arise.

Lower your rate by using the equity in your commercial building as collateral. Or avoid tying up assets and opt for an operating line of credit. Our business lenders will work with you to find the best solution for your business.

Operating Lines of Credit
  • Competitive rates for a wide range of long-term or seasonal business needs:
    • Seasonal fluctuations
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Provides greater financial flexibility
  • Repayment customized based on your business’s unique needs
  • Possibility for revolving credit – as principal is repaid, more becomes available for use
  • Funds are easily accessible in-person, online, or over the phone
  • Quick, local Tennessee Valley decision-making and processing
  • Attentive, friendly service from start to finish
Business Equity Lines of Credit
  • Use the equity in your business as collateral
  • Enjoy lower rates by securing with collateral
  • Funds are easily accessible in-person, online, or over the phone
  • Quick, local Tennessee Valley decision-making and processing
  • Attentive, friendly service from start to finish
  • Please give us a call at 1-800-634-3600 for current rates
Small Business Lines of Credit
  • Competitive rates for several short-term or seasonal business needs:
    • Maintain inventory
    • Working capital
    • Equipment purchases
    • And more
  • Secured and unsecured options available
  • Secured by funds established with TVFCU:
  • Quick, local Tennessee Valley decision-making and processing
  • Attentive, friendly service from start to finish

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