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Ryan Henn

AVP Manager of Commercial Lending

Ryan has dedicated his career to helping small business owners turn their dreams into reality. After graduating from Bryan College with a degree in Business Management in 2010, he worked at a community bank in his hometown of Winchester, Tenn. Once moving to the Scenic City, he taught business owners the keys to succeed as a senior small business counselor with the Tennessee Small Business Development Center. Today, he helps entrepreneurs of all stages find the best loan for their needs.

When Ryan’s not helping members, he can be found networking at community events. And after work, he enjoys playing softball and golf.

(423) 634-3505
[email protected]

Marcus Cade-Johnson

Business Lender

Marcus began his career in financial services with First Tennessee Bank in 2008 as a part-time teller while finishing up his final two semesters at the University of Tennessee – Chattanooga. After graduating, Marcus accepted a full-time position in First Tennessee’s retail division where he served in a variety of roles for 10 years including branch management. He is passionate about financial literacy and helping members find creative ways to start and grow their business.

Marcus is a native of North Philadelphia, Pennsylvania and has lived in Chattanooga since 2004. He holds an MBA from Bryan College and has completed leadership programs through the Urban League of Greater Chattanooga and the Chattanooga Area Chamber of Commerce. Marcus enjoys, coaching football, playing chess, cooking, and hanging out with his wife and son.

(423) 634-3507
[email protected]

Shannon Amos

Commercial Lender- North Georgia

Originally from Chatsworth, Georgia, Amos earned a degree in business and management from Dalton State College. He serves on the board and as treasurer for the Dalton Civitan Club, he is a graduate of the Greater Dalton Chamber of Commerce’s Leadership Dalton-Whitfield program and he is a graduate and current co-chair of the chamber’s Emerging Leaders Institute.

Outside of work, Amos enjoys mountain biking, camping, staying active in his church and spending time with his wife and three children.

(423) 634-3600 ext: 2413
[email protected]

Mark Fant

Business Lender/ Indirect lending

Mark Fant is a Business Lender for TVFCU. He works closely with dealerships to help meet the needs of business’s to purchase commercial fleet vehicles.

Mark is a Chattanooga native and has worked for TVFCU for over 10 years. He holds a Bachelor’s Degree in Business Administration from UTC and an MBA from Bryan College. Mark enjoys camping, hiking, coaching soccer, and spending time with his family.

(423) 634-3625
[email protected]

Nancy Hale

Commercial Lender

Nancy joined TVFCU after working in the banking industry for more than 30 years. She brings both consumer and commercial lending experience to the not-for-profit credit union. In her role in TVFCU’s Business and Commercial Services Division, Nancy will help business members secure funding.

(423) 634-3732
[email protected]

Gene Owenby

Business Lending Manager - Cleveland Area

Gene is ready to help meet the needs of small businesses. He is a native of Cleveland, where began his career in financial services in 1999. He is a graduate of Berry College and has completed Leadership programs through the Chamber of Commerce in Athens and Cleveland. Gene joined TVFCU in 2007, serving as a loan officer in Indirect Lending and has managed several TVFCU branches. In 2019 he joined the Business & Commercial Services team as a business lender covering the Cleveland, Athens and Dayton markets, but is ready to assist members in all 17 counties.

Gene is happily married to Kathy, together they have three daughters and one grandson. He enjoys spending time with his family and doing DIY projects with his wife. You can also find him in the great outdoors — golfing, fishing and hunting. 

(423) 634-3696
[email protected]

Drew Holbrook

Senior Commercial Lender & Market Leader

Drew Holbrook, as senior commercial lender, will work with the business and commercial services department to extend loans to businesses across TVFCU’s 17-county service area. This includes loans as small as $2,500, like in the Idea Leap Loan program, to multi-million dollar lending. Before entering the credit union space, Holbrook worked in the banking industry for nearly 18 years. Holbrook lives in Athens, TN, with his wife and three children.

“Banking has changed a lot over the years,” said Holbrook. “As bigger banks continue to acquire smaller banks, I think it leads the industry away from the community-oriented focus that we need. I want to get back to that community feeling which being a community focused commercial lender with TVFCU allows me to accomplish.”

(423) 634- 5695
[email protected]

Josh Denton

Business Lender

Denton was recently promoted to business lender, and he has been with TVFCU for over 15 years. He previously worked in various branches assisting members with loan processes.

Now, Denton is responsible for managing business loans primarily involving vehicles and equipment. Denton lives in Cleveland with his wife and their 16-year-old daughter.

“I enjoy being involved in the community and understanding it better,” said Denton. “I have a job where I get to help people and watch my hometown find growth and success.”

(423) 634-3731
[email protected]


Loan Operations Department

Eddy Mullinax, Credit Manager
(423) 634-3664
[email protected]

Holly Buckner, Risk Mitigation Manager
(423) 634-3512
[email protected]

Terri Broadnax, Commercial Loan Assistant
(423) 634-3616
[email protected]

Brandy Fitzsimmons, Senior Commercial Loan Assistant
(423) 634-3693
[email protected] 

Emily Gilliam, Credit Analyst
(423) 634-8613
[email protected] 

Chris Kolarov, Credit Analyst
(423) 634-3504
[email protected] 

Brad Mayoras, Business Services Assistant
[email protected]

Lena McNabb, Senior Commercial Loan Assistant
(423) 634-3730
[email protected]

Mitch Templeton, Business Services Assistant
(423) 634-3521
[email protected]

Marah Wood, Post Closing and Systems Coordinator
(423) 634-3672
[email protected] 

Susan Woodall, Team Lead, Senior Commercial Loan Assistant
(423) 634-3737
[email protected] 


Deposit Services Department

Kelly Billingslea, Deposit Operations Manager
(423) 634-3503
[email protected]

David Mijal, Deposit Operations Specialist 
(423) 634-5313
[email protected]

Kayla Sharpe, Treasury Management Specialist
(423) 634-3620
[email protected]

Savanna Revis, Deposit Operations Specialist II
(423) 634-3733
[email protected]

Business Resources

Meet our Merchant Services Collaborator

Jonathan Woodard- BancCard of America

(423) 443-0133
[email protected]

  • Face to face consultation meeting
  • 100% local service
  • Customized plan to fit any business need
  • Terminals and equipment for any type of business
  • Mobile card processing for businesses on the go
  • and more! Reach out to our trusted collaborator to start the process.

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