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Imagine getting through life without ever having to dig for change or having to write a check. Use your free Visa® debit card for purchases around the globe and online.

Our debit card is safer than carrying cash and more readily accepted than checks. The very same card is used to make ATM withdrawals. One tiny piece of plastic; a whole lot of versatility.


  • For debit card activation/ PIN change, call 1-800-992-3808
  • For new debit card picked up via smart locker, please call 1-800-992-3808 in order to activate the card and select a PIN.


  • Fast, free and easy
  • Safer than carrying cash
  • More convenient and safer than checks
  • Eliminate cost of purchasing checks
  • Make purchases anywhere Visa debit cards are accepted
  • 24/7 access to funds via ATMs
  • Connect live with a personal teller at our Interactive Teller Machines (ITMs)
  • ITMs available 7 a.m. - 7 p.m. Monday - Saturday
  • If your card is lost or stolen, please call 866-234-6436

Explore Your Payment Options

We offer other easy ways to pay — learn about our mobile payment options.

Standard Card

Our standard card design is shown below.

Standard Personal Card  

Community Card Designs

We offer six unique debit card designs with communty interests in mind; art, outdoor and tech.

If you'd like a card that stands out from everything else in your wallet, ask us for our newest "A Place for All of Us" design or one of the six designs shown below.

TVFCU, A Place for All of Us

Painting Card


Art- Painting

Art - Guitar

Guitar Card

Outdoor- Rafting

Rafting Card

Outdoor - Rock Climbing

Climbing Card


Tech- 3D Printer


Tech- Rail Train


With 21 branch locations available in the TN Valley and North Georgia region and counting, we are pleased to provide our members with cutting edge convenience through our drive-thru and walk up ITM/ATM services.

Serving you from 7 a.m. - 7 p.m. EST through our tvfcuLIVE Studio ITMs, a TVFCU personal teller can assist members to cash checks, deposit cash and checks, withdraw cash, make loan payments and transfer funds.

Hours of availability: Monday - Saturday 7 a.m. - 7 p.m.

The drive-thru ITM/ATMs are 24/7 ATMs. Simply insert your card and enter your PIN.


For TVA Employees Only

TVA COC (ITM and ATM access)
TVA Sequoyah (ATM access)
TVA Watts Bar (ATM access)

co-op-network Tennessee Valley Federal Credit Union is a part of the CO-OP surcharge free ATM network. Find a surcharge free ATM near you.

There is a $1.00 fee from the Credit Union for each transaction on a foreign network ATM. Other financial institutions may also charge a fee for the use of their ATMs.

Video Banking

Thank you for contacting tvfcuLIVE Stream.

Video Banking is currently closed, but please check back during our business hours to speak with a tvfcuLIVE Stream Personal Consultant.