Imagine getting through life without ever having to dig for change or having to write a check. Use your free Visa® debit card for purchases around the globe and online.
Our debit card is safer than carrying cash and more readily accepted than checks. The very same card is used to make ATM withdrawals. One tiny piece of plastic; a whole lot of versatility.
- Fast, free and easy
- Safer than carrying cash
- More convenient and safer than checks
- Eliminate cost of purchasing checks
- Make purchases anywhere Visa debit cards are accepted
- 24/7 access to funds via ATMs
- Connect live with a personal teller at our any of our Interactive Teller Machines (ITMs)
- ITMs available 7 a.m. - 7 p.m. Monday - Saturday
- If your card is lost or stolen, please call 866-234-6436
Explore Your Payment Options
We offer other easy ways to pay — learn about our mobile payment options.
Our two standard card designs are shown below.
Community Card Designs
We offer six unique debit card designs, with two each from three different communties; art, outdoor and tech. If you'd like a card that stands out from everything else in your wallet, ask us for one of the six designs shown below.
Art - painter's palette
Art - electric guitar
Outdoor - whitewater rafting
Outdoor - rock climbing
Tech - 3D printer
Tech - bullet train
|Athens (ITM and ATM access)||1314 Decatur Pike|
|Dayton (ITM and ATM access)||420 South Market Street|
|Downtown Chattanooga (ATM access)||715 Market Street|
|Eastgate (ITM and ATM access)||491 Greenway View Drive|
|East Hamilton Food City (ITM and ATM access)||1667 Ooltewah-Ringgold Road|
|Fort Oglethorpe (ITM and ATM access)||200 Alamar Street|
|Hamilton Place (ITM and ATM access)||7442 Commons Boulevard|
|Highway 58 (ITM and ATM access)||4974 Highway 58|
|Hixson (ITM and ATM access)||5150 Austin Road|
|Kimball (ITM and ATM access)||405 Dixie-Lee Center Road|
|North Cleveland (ITM and ATM access)||180 Stuart Crossing NE|
|Ooltewah (ITM and ATM access)||6020 Relocation Way|
|Red Bank Food City (ITM and ATM access)||3901 Dayton Boulevard|
|Ringgold (ITM and ATM access)||35 Poplar Springs Road|
|Soddy Daisy (ITM and ATM access)||9381 Dayton Pike|
|South Cleveland (ITM and ATM access)||2440 Treasury Drive SE|
|Chattanooga State Community College (ATM access)||Student Center – 4501 Amnicola Highway|
For TVA Employees Only
|TVA COC (ITM and ATM access)|
|TVA Sequoyah (ATM access)|
|TVA Watts Bar (ATM access)|
Tennessee Valley Federal Credit Union is a part of the CO-OP surcharge free ATM network. Find a surcharge free ATM near you.
There is a $1.00 fee from the Credit Union for each transaction on a foreign network ATM. Other financial institutions may also charge a fee for the use of their ATMs.