Compare Checking Accounts

Open a Checking Account

 

Checking accounts are the primary engines that drive our day-to-day financial lives. But since not everyone’s needs are the same, TVFCU has designed several different types of accounts so you can find the one that best suits your lifestyle and goals. 

Compare Checking Account Options

At TVFCU, we've got a checking account option for everyone. Browse our options below and get started!

More TVFCU Checking Account Benefits

  • Shop and Save: Shop local businesses or our national retailer partners to take advantage of exclusive discounts and deals.

  • Buyer's Protection: New items purchased through one of our Perks Checking accounts are protected up to $2,500 from theft and accidental breakage. 

  • Insurance Coverage: We’ve got you covered with roadside assistance, travel insurance, and accidental death coverage—when the unexpected happens.

  • Health Savings: Enjoy discounts on prescriptions, eye exams, lenses, frames, and more.

  • Federally Insured: Your money is safe with us: the NCUA provides up to $250,000 of federal insurance per account. 

Uncover the Credit Union Advantage, Where Community Meets Banking

  • Apply Online: Click the orange below button to open an account online. You can also open one by live chatting with us from anywhere you happen to be using our LIVE Stream Video!

  • Enter Your Information: You’ll need your driver’s license, social security number, and contact information handy to complete the form.

  • Explore the Perks: Access your TVFCU Perks Checking Account via desktop or mobile and instantly enjoy all the benefits, features, and perks our checking accounts have to offer. 

Open a Checking Account

“Really fast and flexible setting up my account…it was delightfully surprising how smooth the whole thing went with them.”

Dean S., Chattanooga, TN

 

Tennessee Valley Federal Credit Union Checking Account FAQs

Does Tennessee Valley FCU offer a great rewards checking account?

Tennessee Valley FCU offers some of the best checking accounts with rewards out there. These accounts provide valuable perks and benefits, including mobile check deposits, ID theft aid, user-friendly online banking, and access to a broad ATM network nationwide.

 Do all of the TVFCU checking accounts earn an interest rate?

For our checking accounts that earn interest, consider the TVFCU Perks Platinum Checking account or TVFCU Perks Plus Checking account. Both offer a wide range of perks, great annual percentage yield (APY), and interest earned on your account balance.

Are there ATM fees?

You can access your TVFCU Checking Account for free at any TVFCU ATM using your Tennessee Valley Visa® debit card or ATM card. TVFCU is part of the CO-OP network so members can access surcharge-free ATMs around the world.

What are the benefits of setting up direct deposit? 

Setting up monthly direct deposits ensures your money is automatically deposited into your account. This can provide quicker access to your funds compared to manual deposits. It also adds convenience by eliminating the need to visit a branch.

Are there any maintenance fees for the checking accounts?

Yes, just reference the chart above for details. The fees support the various account features and benefits provided to members, which can lead to a much larger monthly savings. Always review the account terms to understand any additional fees that may apply.

Are opening deposits required?

Yes, with just $50 you can open your checking account and start enjoying all the benefits. To open any of our checking accounts, you will also need to provide your driver's license, social security number, and home address. Having all this information ready beforehand will streamline the account opening process.

 

Have a Question or Need Assistance?

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Other Products That Might Interest You

  • Money Market Accounts: Enjoy competitive, tiered rates, check-writing abilities, and enhanced access to funds when you open a TVFCU Money Market Account.
    LEARN MORE
  • Share Certificates: Open a Share Certificate with us and enjoy a fixed, elevated interest rate that surpasses those of regular savings accounts!
    LEARN MORE
  • Health Savings Accounts (HSAs): Leverage our Health Savings Accounts to earn dividends while enjoying tax advantages on money you’ve put aside for your health care.
    LEARN MORE

Access Your TVFCU Perks Checking Account Savings over Desktop or Mobile

 

1 Subject to the terms and conditions details in the Guide of Benefits. Participating merchants on TVFCU Perks powered by BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals. 
2 Insurance products are: NOT A DEPOSIT. NOT NCUA-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE CREDIT UNION.
3 Identity and credit monitoring require activation for monitoring to begin.

Insurance, Cell Phone Protection and Identity Theft Protection products are not products of the Credit Union; and are not obligations of or guaranteed by the Credit Union. Insurance and other products may be purchased outside of those provided with the packages noted, from an agent or an insurance company of the Member’s choice and cost; and Credit Union makes no representations as to the services of any providers.

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