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Account Numbers Simplified

When you opened your savings account with Tennessee Valley Federal Credit Union, you became a shareholder of the not-for-profit credit union. With your membership, we issued you a member number. This number, up to seven digits, is used as your base account number for all of your TVFCU accounts.  In every place that you find your Account Numbers, your Member Number is the last digits after the multiple zeros. In the examples below, the Member Number is "123456".

Use your member base account number (no leading zeros) when conducting business with TVFCU, or enrolling in YOUR$ Online and Mobile Banking. However, additional identifiers are needed for outside direct deposit transactions. These identifiers — routing number, account number type and full account number — are necessary to ensure your funds are deposited correctly.

Account Type 

The suffix, or four numbers at the beginning, is added to your base account number to indicate your savings, checking or loan account. It is important that you inquire about your suffix if you do not know it to ensure your direct deposit funds are routed to your correct account.

Where can I find my full 14 digit account number?

  • YOUR$ Online and Mobile, you'll find it under "Account Details"
  • Visit a branch nearest you for assistance
  • Call tvfcuLIVE Line at 423-634-3600 for account number assistance
  • Video Bank through tvfcuLIVE Stream through desktop or the video banking mobile app


What is my full 14 digit savings account number structure?

Use this example below to help you understand the14 digit savings account number structure.


What is my full 14 digit checking account number structure?

Use this example below to help you understand the14 digit checking account number structure.


What is my full 14 digit loan account number structure?

Use this example below to help you understand the14 digit loan account number structure.

Direct Deposit

What information is needed for a direct deposit?

  1. Routing number
  2. Account number type
  3. Full account number

I realize that I need my base account number to determine my full account number. But I don’t remember my base account number. What should I do?

If you do not know your base account number, members may reach out to us via tvfcuLIVE Stream video banking over App or desktop or by vising a TVFCU Branch. The member must supply a non-expired, government-issued photo ID, such as a driver’s license or state-issued ID. For security purposes, TVFCU will not give base account numbers out over the phone.

Routing Number

What is TVFCU’s Routing Number?

The routing number (RTN or ABA Number) is a nine-digit code that specifies the financial institution. Think of it as a bank’s or credit union’s account number. TVFCU’s routing number for all transactions is 261375684.


Free Credit Report

Your credit report is key for so many things, from financing major purchases to applying for a job. Regularly checking your credit report also helps you prevent identity theft. 

Did you know you that could receive a free copy of your credit report every year? Visit to see if you’re eligible for a free copy of your credit report today.

Additional Resources

Financial Essentials is the U.S. government’s website dedicated to teaching all Americans the basics about financial education. Whether you are planning to buy a home, balancing your checkbook or investing in your 401k, the resources on can help you do it better.

Pocket Cents is an NCUA site dedicated to helping youth, tweens and teens, young adults, parents and educators, families, older Americans, and servicemembers learn how to make smarter financial decisions for a stronger, brighter future.

Video Banking

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