Liberty Mutual Insurance 

Liberty Mutual has partnered with TVFCU to offer members exclusive savings on quality auto and home insurance.1 Along with a 12-month rate guarantee and Multi-Policy Discount, our unique benefits include:

  • Better Car Replacement™: We’ll give you the money for a vehicle that is one model year newer, with 15,000 fewer miles.2
  • Home Protector Plus™: We’ll provide additional coverage for unforeseen costs when rebuilding your home and replacing your possessions.3

Call 800-948-9074 or visit Liberty Mutual online to learn more or get a free quote.

The Winner’s Circle

It’s our way of giving back to TVFCU members who actively support the Credit Union through their account relationships. The Winner’s Circle is designed to provide members with increasing levels of rewards based on their combined deposit and loan balances. The greater your account relationship with us the greater your rewards. Bonus dividend rates and/or loan discounts may be periodically available based on reward levels in The Winner’s Circle. See our fee schedule for a detailed listing of the benefits available at each reward level of the Winner’s Circle.

It’s Easy to Qualify 

Any TVFCU member in good standing can take advantage of the special rewards available in the Winner’s Circle. And we offer four reward levels with increasing benefits and discounts as your combined deposit and loan balances increase.

The Winner’s Circle starts at the Star level for members with combined deposit and loan balances below $5,000. Move up to the Ribbon level with balances of $5,000 to $9,999. For members with balances of $10,000 to $24,999, the Medallion level provides additional rewards. And the exclusive Trophy level is for members with a checking account and combined balances of $25,000 or more.

The Bigger Your Balance — the Better Your Rewards

Your reward level is based on your combined average daily deposit and loan balances. For each of your deposit accounts, we calculate the average daily deposit balance (sum of daily balances divided by number of days) for the previous calendar month. These balances are then added to the loan balances as of the current month’s statement date. Your reward level is printed on the last page of your statement and is effective as of your current statement date.

Whenever your reward level changes you will be notified by a special message printed on the last page of your statement. Members moving up to a higher Winner’s Circle Rewards level will begin receiving additional benefits as of the statement date. Members moving to a lower Winner’s Circle Rewards level will have until the next statement date to increase their relationships if they choose to retain their current level of rewards.

Sign Up Today!

Actually, you already did! Winner’s Circle Rewards will be available for all our members at anytime. 

If you would like to maximize your Winner’s Circle Rewards, you can elect to have your reward level determined using the combined deposit and loan balances of everyone in your household. To do this, simply compete a “Householding Opt-In Form”. You may pick one up at your local branch, download it here or contact us and request one be mailed to you.

Return the Householding Opt-In Form to:

Tennessee Valley Federal Credit Union
Attn: The Winner’s Circle
P.O. Box 23967
Chattanooga, TN 37422

1Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

2Optional coverage. Applies to a covered total loss. Deductible applies. Does not apply to leased vehicles and motorcycles. Not available in NC.

3Optional coverage. Subject to applicable deductible, policy terms and conditions. Not available in all states.

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