Why wait for some megabank to give you an unfair rate? Shift into the fast lane with TVFCU! Our local auto loan experts will put you behind the wheel the same day you visit the dealership! 

We offer competitive rates and convenient terms — giving you plenty of cash left over for gas. When you're car shopping, don't forget that our Auto Magic pre-approval program gives you extra bargaining power — so you can hit the road even faster and for less!

  • Competitively low, fixed rates on new or used vehicles
  • A wide range of terms customized to your unique situation
  • Pre-approval available for extra bargaining power at Auto Magic dealerships
  • Refinance your current vehicle to potentially lower your rate
  • Local Tennessee Valley decision-making and processing
  • Attentive, friendly service from start to finish
Auto Magic Dealers

Our convenient Auto Magic financing program is the quick and easy way to go. Get pre-approved for financing before you go shopping — so all you have to do is decide, pay and drive away the same day! Find an Auto Magic dealer near you!


Car & Truck Dealers


  • East Tennessee Auto Outlet
  • L & M Motors Inc.
  • Long Automotive of Athens

Brainerd Road / Lee Highway

  • BMW of Chattanooga
  • Capital Toyota
  • Lexus of Chattanooga

Cleveland / McDonald

  • Cleveland Ford
  • Crown of Cleveland
  • Don Ledford Chevrolet – Buick – GMC – Cadillac, Inc.
  • Honda Of Cleveland
  • Kia of Cleveland
  • Kile Motors
  • Mullinax Lincoln – Mercury, Inc.
  • Nissan of Cleveland
  • Toyota of Cleveland
  • Vehiclesdirect.com


  • Charlie Rogers Ford
  • Crown Motors, Inc.

Downtown Chattanooga

  • Adventure Cars, LLC
  • Kelly Subaru – Mitsubishi
  • Lee Smith
  • Mountain View Ford
  • Mountain View Nissan
  • Mountain View Chevrolet
  • Wholesale Import Cars — Sales to Public

East Ridge

  • University Motors


  • East Tennessee Auto Outlet

Highway 58

  • Pandora’s European Motorsports


  • Marshal Mize Ford 

Shallowford Road / International Drive / Chapman Road / Jersey Pike

  • Acura of Chattanooga
  • Chattanooga Volvo
  • Crown of Chattanooga
  • Economy Honda
  • Nissan of Chattanooga East
  • Infiniti of Chattanooga
  • Integrity Cadillac – Buick – GMC
  • Integrity Chevrolet
  • Kia of Chattanooga
  • Land Rover – Jaguar Chattanooga
  • Long of Chattanooga Mercedes – Benz
  • Long Pontiac – Hyundai
  • Mountain View @ 153
  • Prestige Cars, Inc.
  • River City Auto, LLC                                        
  • Super Toys
  • Tim Short Mazda of Chattanooga
  • Village VW of Chattanooga

Soddy Daisy

  • Jeepsters

South Pittsburg

  • Gentry Chevrolet – Buick – GMC
  • Moss Motor Co.

Spring City

  • Bailey Reed Motors


Car & Truck Dealers


  • Crossroads Auto Sales 


  • Brooker Ford Inc
  • Edd Kirby Chevrolet
  • Mountain View Nissan of Dalton
  • North Georgia Toyota – Lincoln – Mercury
  • Pye Honda
  • Pye Hyundai
  • Pye Kia of Dalton


  • Jackson Chevrolet – Chevrolet – Buick – GMC Inc.
  • Jenkins Chrysler – Dodge – Jeep


  • Mountain View Chrysler – Dodge – Jeep
  • Walter Jackson Chevrolet, Inc.


  • Brock Auto Sales
  • Williams Motor Co.


  • Dave’s Auto Sales


Motorcycle, Boat & RV Dealers


  • Ritchie Power Sports


  • Erwin Marine
  • Garry Griffith Cycle
  • Moses Watersports
  • Southern Honda Powersports
  • White's Cycle & Marine


  • Sandhill Boat Company

East Ridge

  • Camping World of Chattanooga
  • Chattanooga Camper Sales

Highway 58

  • Island Cove


  • Choo Choo RV, LLC


  • ProX Powersports


Motorcycle, Boat & RV Dealers


  • Kirk's Cycle Shop

Fort Oglethorpe

  • R.T. Cycles


  • Northgate RV Center

Please view our loan disclosures for important information.

Useful Tools

"Our loan process was made very easy! Thank you!" — Sheri

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